Panta

Panta

Winter 2026

Commercial insurance brokerage run by AI agents. Scales like software.

InsuranceAI

About Company

Panta is the autonomous commercial insurance brokerage run by AI agents. Today, businesses wait weeks for coverage because the $1 trillion industry runs on a "human API"—armies of brokers manually bridging the gap with carriers. Instead of chasing email threads and re-keying data, Panta’s clients get results 10x faster because our AI agents automate the entire back-office. Vincent was a Machine Learning Engineer at Google, where he led research on foundation models for recommendation at Vertex AI. Frank was a Senior Full Stack Engineer at Apple and is a top open-source contributor to the Rust and Gleam ecosystems. We realized that while carrier response times are slow, the real bottleneck is the broker. Traditional firms spend 80% of their time on manual data entry, forcing them to scale linearly with headcount. By replacing this work with autonomous agents, we operate with zero data entry and significantly higher margins. We are building a service business with software economics. We formed the company in December and have already bound multiple commercial policies for clients in San Francisco. We aren't just building a better brokerage; we are building the autonomous infrastructure that American business runs on.

Active Founders

Vincent Chen

Vincent Chen

Founder

Founder @ Panta (W26). Building a commercial insurance brokerage run by AI agents. Previously, I spent three years at Google building deep learning models and deploying agentic AI systems to billions of users (NotebookLM, Google Photos). I also built large-scale recommendation systems used by Fortune 500 companies like Disney.

Frank Wang

Frank Wang

Founder

Hacked on compiler, now hack on people

Company Facts

LocationSan Francisco, CA, USA
Team Size4
Founded2025
StatusActive