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SpotPay

SpotPay

Winter 2026

Cross-border Personal Finance on Stablecoins

Fintech

About Company

SpotPay is a global borderless neobank. We give users one account that works for everything payments related: receiving money from abroad, paying locally, spending anywhere with the SpotPay card and saving and earning on their balance.

Active Founders

Thomas Cesare-Herriau

Thomas Cesare-Herriau

Founder

Founder and CTO of SpotPay. Previously Google and engineer #4 at Brex.

Zsika Phillip

Zsika Phillip

Founder

Co-founder and CEO at SpotPay. Previously Lead Engineer (and later PM) at Google. Zsika grew up between the Caribbean and Latin America and experienced firsthand how slow and unreliable it is to move money home and pay for everyday life. Growing up in the Caribbean, Zsika was a competitive track-and-field athlete, running against a then-up-and-coming Usain Bolt. His personal bests include 10.3 in 100M and 21.7 in 200M. Zsika is a Stanford MBA and Purdue Engineer.

Company Facts

LocationSan Francisco, CA, USA
Team Size2
Founded2026
StatusActive